AI Lending Prompt Library — 50+ prompts across the full workflow

What's inside

51 production prompts across all 8 workflow stages — intake & KYC (6), underwriting (7), fraud & verification (7), affordability & stress (5), collections (7), customer comms (6), portfolio analytics (7), compliance & reporting (6).
Every prompt in the same standard format: goal, prompt text, input spec, annotated example, tweak notes, failure modes.
A one-page prompt index so you or your team can find the right one in under 20 seconds.
PDF + Markdown delivered on purchase; Notion import available on request.
Free updates for 12 months from purchase — when models change, prompts get patched and resent.

The $9 starter pack covers underwriting. This is the full book — every stage of a lending workflow where an LLM can carry real weight, with the prompt that does the carrying.

What you actually get

Fifty-one prompts, organised by workflow stage, each one in the same one-pager format (goal, prompt text, input spec, annotated example, tweak notes, failure modes). Plus the infrastructure to use them: a one-page index, Notion import available on request, and a changelog so you know what’s been updated when a model shifts under your feet.

The eight stages

1. Intake & KYC (6 prompts). Parse application forms. Normalise Aadhaar / passport / utility-bill OCR output. Draft KYC summaries for credit memo. Flag AML concerns.

2. Underwriting (7 prompts). Borrower summary. Reference-check question generator. Credit memo draft. Committee Q&A. Deviation request. Conditional approval and internal decline templates.

3. Fraud & verification (7 prompts). Document-manipulation scan. Payslip pattern-check. Reference-letter plausibility. Ring-fraud flag. Synthetic-ID indicator. Two prompts that combine signals for a “risk dossier.”

4. Affordability & stress (5 prompts). DTI, FOIR, EMI-stress. Seasonal-income handling. Self-employed variance handling. Co-applicant blending. Worst-case affordability narrative.

5. Collections (7 prompts). D+3 polite reminder. D+15 firm email. D+60 pre-legal notice. Phone-call script. Hardship negotiation framework. Settlement proposal drafter. Post-recovery closure letter.

6. Customer comms (6 prompts). Approval letter (with conditions). Decline letter (plain language). Bureau-dispute explainer. Rate-change notification. Refund / NOC. Pre-approved top-up offer.

7. Portfolio & analytics (7 prompts). Natural-language Q&A over your portfolio. Cohort teardown. Vintage analysis narrative. Anomaly detection on weekly data. Concentration-risk scan. Exec-summary bullets from raw numbers. Loan-loss post-mortem.

8. Compliance & reporting (6 prompts). RBI-style disclosure. Borrower-facing fee and APR disclosure. Regulator response structuring. Policy-gap analysis. Board-pack narrative. Audit trail for AI-assisted decisions.

Why fifty

Not because it sounds bigger than thirty. Because a real lending function actually has these fifty-odd jobs, and the moment you’re missing one, you invent a bad one on the spot. The library takes the “invent on the spot” step off the table.

A thing most prompt packs skip

Every prompt ends with “where this breaks” — the cases where the model confidently produces wrong output. For the underwriting summary prompt, it’s edge cases in co-applicant income. For the fraud-detection prompt, it’s borrowers with unusual but legitimate employment patterns. For the collections prompt, it’s region-specific regulatory language. Knowing the failure mode is half the professional use of AI.

The honest positioning

If the $9 pack taught you AI is worth trying in one stage of your workflow, this is the library for putting it everywhere you should, and nowhere you shouldn’t. If you’d rather learn the craft of writing these prompts from scratch, buy the 7-Day Underwriting Course instead. If you want everything — library plus scorecard plus fraud playbook plus starter — the $149 Starter Kit is the value move.

This is for you if…

You've outgrown the $9 starter and want the full workflow, not just underwriting.
You run a lending function (product, risk, ops) and want one library your team can standardise on.
You're a founder spinning up an AI-powered lending product and need a kit-of-parts to ship this quarter.

Skip this if…

You want a course that teaches you to write prompts. This is the finished prompts. For the teaching, see the $299 7-Day Course.
You want a plug-and-play API. This is a copy-paste library — power users, technical and non-technical.

After buying this you can…

Standardise how your team uses AI across underwriting, collections, and customer support — same voice, same grade of output.
Compress a loan-file review from 25 minutes to 5, at a quality your credit committee doesn't flinch at.
Draft regulator-facing comms in a tone that reads professional and compliant.
Ask your portfolio data natural-language questions without writing SQL every week.

Frequently asked questions

Does this replace the $9 starter?

It's a superset. If you already bought the $9 pack, email [email protected] with your receipt and I'll credit $9 off this one.

Can my team of five use it?

Yes, a single Library purchase covers your team or small company (up to 25 seats). If you're bigger, there's an enterprise licence — email me.

How is this different from a 'prompt pack' on Gumroad?

Most packs are short, generic, and decorative. This one is opinionated, domain-specific, annotated with failure modes, and built to be used daily in a real workflow. Compare five prompts side-by-side and judge.

Will this keep working when models change?

That's what the 12-month update is for. When GPT or Claude ships a model that rewrites how these prompts should be structured, I patch them and resend. Buyers get every update at no extra cost for 12 months from purchase.

Refunds?

14-day, no questions. I'd rather refund than have a grumpy customer.

Ready?

One-time payment. Instant delivery. 14-day refund if it doesn't deliver what this page promises.

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