AI Lending Business OS — pre-order the complete Notion workspace

This is the highest-ticket product on the site and it’s the highest-ticket on purpose: it’s the whole operational spine of a small AI-lending business, in one Notion workspace, duplicate-able with a click.

Pre-order at $399 (20% off). The Business OS launches in 30 days at its list price of $499. Pre-order today, pay $399, and the moment the workspace ships you get duplicate access. Pre-orders also get a bonus: a 45-minute async workspace-review video. You send me a link to your populated workspace, I record a Loom walking through what works, what to change, and what to prioritise — yours to re-watch anytime. That bonus isn’t part of the standard product and won’t be offered after launch.

What’s in the workspace

Twelve modules, organised as a running business rather than a static reference. The 90-day launch plan sits at the top; every SOP, KPI, policy, and template has a link from the plan telling you when to use it.

The 90-day launch plan

The skeleton of the first three months. Week 1: entity, banking, core tech. Week 2: underwriting SOP in dry-run mode. Week 3: first test disbursements to friendly borrowers. Week 4: first month review. Weeks 5–8: scale, fraud-ops integration, collections live. Weeks 9–12: cohort review, investor update, quarter-two plan. Every week has a milestone, an owner (even if the owner is “you”), and an exit criterion — when you pass the milestone, not when the week ends.

The SOPs

Six SOPs: underwriting, fraud screening, collections, disbursement, KYC, customer support. Each SOP is written in the standard format — trigger, inputs, steps, AI touchpoints, outputs, exceptions, measurement. The AI touchpoints reference the Starter Kit’s prompts directly; the SOPs and the prompts are one system.

The KPI dashboard

A working Google Sheets unit-economics model (CAC, LTV, default rate, recovery rate, cost-to-serve, contribution margin) paired with a Notion cohort tracker and an ops-health scorecard. Default values are populated with realistic defaults for digital unsecured personal loans — your first job is to replace them with your actual numbers.

The vendor and tech-stack opinions

Four tech-stack picks (loan management, underwriting-support, fraud, collections) with my opinion on each — the one I’d pick today, the one I’d avoid, and the one that’s cheap but will bite you. For Indian operations, vendor names are actual Indian vendors. For global, global. This is the module that most resembles a consulting engagement and it’s the one most customers tell me paid for the OS by itself.

The compliance calendar

India-first. RBI digital-lending guidelines, CIC reporting cadence, fair-practices code, grievance-redressal, audit cycle. US and EU annotations where the regulatory shape diverges. Calendar as a Notion database, so you can filter, assign, and not miss a quarterly filing.

The policy templates

Credit policy. Fraud policy. Collections policy. Fair practices. Grievance. Customer-data handling. Each one drafted from what I’ve seen work at real small lenders, regionally flagged. Not a substitute for legal review — but a starting draft that saves your lawyer 70% of their time.

Who this isn’t for

If you’re not starting or running a lending business, this is the wrong product. The Starter Kit is the right one. The Business OS is the whole company in a Notion; it’s only worth $499 if you’re going to run the company.

The honest caveat

This won’t make you a successful lender. Product-market fit, capital, regulatory clearance, and execution still sit on your shoulders. What it will do is collapse six months of “what am I forgetting to set up?” into a first week. That compression is what the $499 buys.