P2P + alt lending
Practical AI workflows for individual investors, P2P platforms, and small-scale lenders. Risk scoring, collections, portfolio analytics. India-tested where relevant.
Early-warning signals for P2P lenders: the LLM repayment-message read that flags loans 30 days before they go bad
A weekly LLM review of borrower repayment messages and platform notes flags a meaningful share of the loans about to go 30+ DPD — earlier than the dashboard. With the prompt, a five-tier severity rubric, and a 30-thread benchmark.
Portfolio allocation for retail P2P lenders: the weekly LLM review that catches concentration drift
A 15-minute weekly LLM review prompt that scores a retail P2P portfolio across five concentration axes and produces a watch-list of the loans most likely to default next quarter.
P2P lending with AI: what actually works (and what's marketing)
What AI genuinely helps with when you're lending as an individual or running a P2P platform — borrower screening, portfolio allocation, collections — and the patterns that remain stubbornly human.