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About

The builder's playbook for AI-powered lending.

LendWithAI is an editorial and digital-product site documenting how to use AI well in lending workflows — underwriting, fraud detection, collections, compliance. Not in theory. In practice, with the rough edges visible.

What this site is

A small, opinionated publication and product catalogue for people using AI in real lending work: credit analysts, fraud leads, risk operators, and founders of small-to-mid-sized lenders. Every piece of content and every product comes out of testing prompts, scorecards, and workflows against real (anonymised) files — not theoretical papers or vendor decks.

Why this site exists

Most AI-for-lending content sits in one of three camps:

  • Vendor marketing disguised as education — "How AI is revolutionising credit" articles that lead to a product demo.
  • Academic taxonomy — thorough, cited, and not useful on Monday morning when you need to actually ship a workflow.
  • Slop — one-size-fits-all "10 ChatGPT prompts for bankers" content written by someone who's never underwritten a loan.

There isn't a fourth camp for the operator who wants concrete, opinionated, tested guidance. LendWithAI is that fourth camp.

Editorial policy — how the content is made

The honest version, because this matters for trust:

  • Content on this site is AI-assisted and human-edited. Every post is researched, structured, and drafted with the help of large language models (mostly Claude, sometimes GPT-4o, occasionally Gemini), and then edited by the LendWithAI team.
  • Primary sources are cited. Regulator publications, Basel documents, research papers. If a claim can be backed to a primary source, it is. If it can't, the post says so explicitly.
  • Original artifacts. Every substantive post includes at least one thing that doesn't exist elsewhere — a custom prompt, a decision tree, a teardown, a synthetic dataset. No posts that only recombine existing internet content.
  • No fabricated citations. If a source isn't real, it doesn't appear. The automation that drafts posts is explicitly instructed to leave citation slots empty rather than invent references.
  • Honest failure modes. Every product and every technical post explicitly names what doesn't work, where AI fails, and where the reader should be skeptical. That's not marketing discipline; it's the only way this body of work stays useful over time.

The product ladder

Content on LendWithAI is free. Products — prompt packs, scorecard templates, playbooks, courses, the Business OS — are paid. The catalog runs from $9 to $499, with everything in between self-contained and useful as a standalone purchase.

14-day refund on every product, no questions. If you need a refund, email [email protected] with your receipt.

How this project is funded

Product sales. Affiliate revenue on tools we actually use (marked inline). No paid placements. No sponsored posts. No undisclosed affiliations.

What LendWithAI is not

  • A law firm. Nothing on this site is legal advice. Credit policies and consumer lending are regulated domains; run policy and compliance questions past qualified counsel in your jurisdiction.
  • A financial-advisory firm. Nothing on this site is financial advice. Lending decisions bear real consequences; decisions are yours to make and own.
  • A vendor of AI models. We publish prompts and workflows that you run on the model of your choice. We don't sell inference, tokens, or API access.

Contact

Email: [email protected]. We read everything; we reply to most. If you're reporting an error on a post or product, say so in the subject line and we'll prioritise it.

— LendWithAI